About the role
Join our team as a Collection Officer in Jammu, focusing on managing unsecured loan collections. In this role, you will handle high-risk portfolios and drive recovery efforts while conducting audits and overseeing field collection teams.
The ideal candidate will possess strong leadership skills and a solid understanding of legal frameworks related to loan recovery operations. You should have 2-5 years of experience in unsecured loan collections, particularly with infinite bucket accounts.
If you have a strategic mindset and are passionate about achieving results, we encourage you to apply for this position in Jammu.
What you'll do
- Drive unsecured loan collections in Jammu, Jammu and Kashmir, including infinite bucket accounts, by setting daily and monthly recovery targets.
- Ensure timely daily deposits and handle top delinquent cases.
- Conduct regular audits and legal recoveries, ensuring compliance with organizational and regulatory guidelines.
- Submit accurate daily, weekly, and monthly collection reports to higher authorities.
- Manage and guide the collection team and external agencies to improve recovery efficiency.
- Ensure effective use of the RMS mobile application for tracking and reporting.
What you'll need
- Experience: 2–5 years in unsecured loan collections in Jammu, with expertise in handling infinite bucket accounts.
- Strong leadership and team management skills.
- Good knowledge of legal processes related to loan recovery.
- Analytical mindset with problem-solving abilities.
- Proficient in collection tools, auditing, and budgeting.
- Strong communication and negotiation skills.
Skills
Interested in this role?
It takes about two minutes. Free to apply — Occupee never asks candidates for money.
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